While you’re growing your practice, we’ll grow your wealth.
As an incorporated professional, you have all the opportunities of a business owner to save tax and grow your wealth efficiently - the challenge is finding the time to work out all the details.
Our approach is to map out a clear strategy to balance your needs for growth and preservation, while finding opportunities to invest tax-efficiently. As independent Portfolio Managers, we’re able to provide objective and fully personalized advice, as well as the comfort of knowing who’s managing your investments and whose interests they’re serving.
“As an incorporated professional, you have all the opportunities of a business owner to save tax and grow your wealth efficiently.”
Specialized Services on an Independent Platform
We work with professionals to:
- Form a corporation and take advantage of tax-sheltered investing
- Use a Capital Dividend Account (CDA) to access capital tax-free
- Prepare for retirement and the succession of your practice
- Implement a personalized investment strategy managed on a discretionary basis, so that decisionmaking is timely and efficient
The Harris-Bolduc Process for Professionals
STEP 1Understand Your Practice
We meet to discuss your practice, how your assets are currently allocated, and the goals you have for the long term.
STEP 2Asset Allocation
We set out a plan for the location and allocation of your assets among registered and non-registered accounts, within your corporation and external to it. We then present your Investment Policy Statement.
STEP 3Corporation and Wealth Review
We connect you to other financial specialists to help you plan for succession, protect yourself from liability and manage tax.
STEP 4Ongoing Relationship
Communication is consistent and reporting is clear. We meet periodically to review your investments and learn of recent developments in your practice, lifestyle and objectives.
Your portfolio is rebalanced, and your asset allocation is reviewed, to account for shifts in the market and changes in your personal needs.